On Deprivation

Laylee says, “Sometimes I think it’s good that poor people don’t have any toys or things because then their house will always look clean.”

I wonder if she’s been reading my blog.

She spent a good part of last night shaking and twitching with the pain of a sudden ear infection. So at about 2am we had the free on-call doctor out to our house to check on her and prescribe some antibiotics. It was the 3rd time we’d used the service.

Dan’s lucky enough to work for a company with phenomenal benefits, 100% health insurance coverage for EVERYTHING imaginable, including on-call doctors available 24/7 when you can’t get in to see your primary care physician, no deductibles, no copays.

As I was putting Laylee down to bed, clutching the Tinkerbell sticker the doctor had given her, I told her how lucky she was to have a doctor who could come out to her house anytime. She seemed surprised. “Not everyone has doctors who will come to their house when they’re sick,” I explained.

“REALLY?!” she gasped, “Like who.”

“Well, like almost everyone. Grammy, Papa, all your aunts and uncles and cousins.”


She gave me the same look she’d given me when I told her that not everyone had a house to live in and she said we should give all our money to them so they could buy a blanket that’s not made out of trash.

I don’t know why everyone doesn’t have a doctor who can come visit them. I wish we all did.

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19 Responses to On Deprivation

  1. Jennifer S says:

    I’ve got to ask. What company does he work for? I am moving up there the day after Thanksgiving and will be looking for a job eventually.

  2. Ree says:

    That’s unheard of in this day and age. Laylee is certainly one lucky little girl. As a former Benefits Administrator who saw some women with unemployed husbands paying 17% of their salary in health insurance (no dental, no vision, high deductibles), you guys have an amazing plan. Yay Dan! Yay Dan’s company!

  3. Sue says:

    Wow. Wow. That IS amazing.

  4. Looney says:

    Yes, can I have a job there too? I don’t get health insurance thru work, and it’s too expensive for my husband’s to cover me. We get the state children’s health insurance for our son…we were so excited when we became middle-class when I got a job…but yet, we can barely afford to BE in this income bracket.

  5. Goslyn says:

    I wish that, too.

  6. The Wiz says:

    That’s AMAZING! At first I thought you just had a friend who was a doc who would just come over. I had no idea there were services like that. None at all.

  7. Mega Corp really does have rockin’ benefits!!

  8. Heather O. says:

    SERIOUSLY? A home visit? I don’t even know what to say. SERIOUSLY?

  9. grammyelin says:

    I’m so sorry that Laylee is sick again. I HATE those ear infections like anything, but I LOVE how great your benefits are. Just think – maybe she has had her holiday ear infection ahead of schedule this time and you will get to be illness free this Thanksgiving! that would be a nice change.

  10. Emily says:

    I can’t even believe that this kind of insurance coverage (not to mention doctors who will drive to your house!) still exist. I would give my right arm for this. OK, maybe my left arm. But GEE!!!

  11. sandy says:

    I WANT TO KNOW! What company is it? You can mail me 😉
    I hope Laylee gets better soon.

  12. Poppa says:

    Yeah, I want to know what company provides home doctor visits I don’t really care if insurance will pay or not, it would be better than waiting in the emergency room with all those sick people.
    The first thing I thought of was “Little House on the Prairie” when you said doctor comes to your house. Are you sure you live in the same century with the rest of us or is this some type of timewarp thing?

  13. Emily Kay says:

    Wow, I didn’t know insurance like that existed either! My husband pays 20% of his income (I don’t work) for premiums plus we have a 20% copay and a high deductible. But I guess it’s well worth having a healthy family! Going without insurance just seems too risky.

  14. Almost all of the terminology in this post and subsequent comments has gone right over my head! I live in the UK, so our healthcare system is organised just a wee bit different to your own. I’m shocked though about the rarity mentioned of Docters making housecalls.

    Hope your wee one feels better x x x

  15. KYouell says:

    I want to know if someday Laylee will have a blog where she records her mom’s profundities (is that a word?). I would read it.

  16. Vee says:

    I fondly remember the day when my hometown doctor made a housecall…let’s see, that would’ve been 1964, I believe. So glad that your family has this benefit. As you say, we should all be so blessed. Hope the little one is feeling much better!

  17. Nicki says:

    Hmmm, I have a feeling your hubby and mine work at the same place… I didn’t know they had on call docs, though. It doesn’t surprise me! I’ve been taking FULL advantage of the 100 hours a year of free nanny service! I didn’t find out about it until a couple of months ago so I still have a lot of hours left!

  18. MomOnTheGo says:

    On call doctors?! What a a tough conversation to have with our little ones – how to explain when we have so much why others do not. I hope Laylee is feeling better.

  19. kelly says:

    i read your blogs daily now. old ones, new ones, i love it and i love hearing about it. i’m only 19 years old and in college but i am excited to start a family someday and it is so much fun to hear your stories. youre a great mom and seem to have some great kids. thanks for the blogs =)

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